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Feature Home - 41 Cemetery Road, Monmouth ME

$275,000

Photo of 41 Cemetery Rd., Monmouth, ME, 04259.

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Address: 41 Cemetery Rd.	City/ST: Monmouth, ME	Zip Code: 04259
Location: 41 Cemetery Road, Monmouth ME	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 2500	Bedrooms: 4	Bathrooms: 1 full, 1 half, 1 3/4 baths
MLS# 938515	Property Tax: 3052

Wide open floor plan makes this oversized 2003 ranch on 14+ acres very appealing. Well landscaped, fully applianced and economical to heat. Radiant and baseboard-oil, woodstove, and propane for dryer and stove.

Last Updated: 10/16/2009 10:33:46 AM

Listing Agent and Office: Steve Morgan, 207-754-2773, Keller Williams Realty Mid Maine

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Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Q	What is the highest altitude hotel in the world?
A	The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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Sue Meservier, REALTOR�, real estate agent and broker for Auburn, Lewiston and Turner, Maine home listings, property and land for sale - NUMBER1EXPERT

Sue Meservier
Meservier & Associates
Keller Williams Realty Mid Maine
34 Center Street
Auburn, ME 04210
Office: 207-784-2525
Fax: 207-689-9801
Cell: 207-576-5488
suemeservier@NUMBER1EXPERT.com
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