Welcome! Here You Can Find Great Information on Auburn, Lewiston, Turner, and Central Maine Real Estate  At Meservier.com or at our Auburn office, you can find great information on Auburn, Lewiston, Central and Southern Maine Real Estate including the communities of Turner, Leeds, Greene, Sabattus, Litchfield, Lisbon, Durham, New Gloucester, Gray Poland and Minot. If you’re thinking of buying or selling a home in these areas, you’ve come to the right place! Sue Meservier and the team of Meservier & Associates offer more than 40 years of combined Maine real estate market experience and every member of the team is a licensed agent and member of the local board of Realtors. We’re located on the internet to connect with more buyers and sellers in a convenient and informative manner and provide listing information and outstanding personalized home buyer and home seller services. Whether we do that by answering your questions, providing information about Maine homes for sale, giving you market reports about area home sales, providing informative school reports identifying a school’s performance in educating today’s students or just introducing you to the areas of Central and Southern or Western Maine, you get to decide. Just some of our on-line services and exclusive client relationship services we offer include, searching all Maine listings for sale anytime from the convenience of your home. We can help you…sell your home even if you need a short sale. We can email listings directly to your in-box. We can help you get all new listings first that match your criteria. We can help you…prepare your home for sale with Home Staging tips so you can sell for more money in a shorter
amount of time. We have the latest industry news and reports. We offer personalize consultations with exclusive buyer and seller agents and we can assist you with financial advice for mortgages, interest rates, avoiding foreclosure, understanding the short sale process and special first time home buyer financing programs. We offer exclusive representation for both
buyers and sellers. We can provide exclusive representation to Maine Real Estate home buyers at NO COST! 
|
Our Areas of Expertise Include:
Maine Home Buyer Seminars
First Time Home Buyer Education
Maine Lakefront / Waterfront Property Sales
Maine Vacation Home Sales
Innovative & Aggressive Home Seller Marketing Plans
Personalized Seller Market Analysis Consultations
Exclusive Buyer Representation
No Dual Agency Transactions
New Construction Home Sales
Investment Property Sales
Corporate Relocation Sales
Complimentary Property Opinion of Values
Established Network of Industry Related Real Estate Transaction Support Professionals
Maine Waterfront Rental |
Areas we service include all of Androscoggin, Kennebec, Oxford and Cumberland Counties, including these Maine cities and towns:
|
Oxford County Communities of: - Bethel, Buckfield, Canton, Dixfield, Waterford, Fryeburg, Greenwood, Hartford, Hebron, Norway, Oxford, Paris, Peru, Rumford, Sumner |
Kennebec County Communities of: - Augusta, China, Farmingdale, Fayette, Gardiner, Hallowell, Manchester, Maranacook, Monmouth, Oakland, Readfield, Wayne, Winslow, Winthrop |
Cumberland County Communities of: - Bridgton, Brunswick, Cape Elizabeth, Casco, Cooks Corner, Cumberland, Deering, Falmouth Foreside, Freeport, Gorham, Gray, Harrison, Naples, New Gloucester, North Windham, Portland, Pownal, Raymond, Sebago Lake, South Portland, Standish, Westbrook, Yarmouth |
Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
|
| Q |
What private residence is considered the most expensive house ever built?
|
| A |
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
|
 See More Real Estate Trivia > |
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT 
