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Feature Home - 42 Village Street, Lisbon ME

$165,000

Photo of 42 Village Street, Lisbon, ME, 04250.

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Address: 42 Village Street	City/ST: Lisbon, ME	Zip Code: 04250
Location: 42 Village Street, Lisbon ME	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 1144	Bedrooms: 4	Bathrooms: 2
MLS# 977834	Property Tax: 2548

Spacious ranch in village with fabulous large, fenced yard with garden spot, fire pit & swing set! Hardwood & tile floors, updated windows, siding & roof. Master suite with private bath, brick hearth in living room, 2-car detached garage & easy access to Lewiston & Brunswick.

Last Updated: 6/2/2010 2:33:40 PM

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First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Q	Which nation, fueled by an oil and manufacturing boom, claims the world's longest building?
A	The "Linear City" of Malasia is currently the longest.
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Sue Meservier, REALTOR�, real estate agent and broker for Auburn, Lewiston and Turner, Maine home listings, property and land for sale - NUMBER1EXPERT

Sue Meservier
Meservier & Associates
Keller Williams Realty Mid Maine
34 Center Street
Auburn, ME 04210
Office: 207-784-2525
Fax: 207-689-9801
Cell: 207-576-5488
suemeservier@NUMBER1EXPERT.com
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